bunq

4,4
32,4K reviews
1M+
Downloads
Content rating
USK: All ages
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About this app

Say hello to bunq – the mobile bank that's there for you at every new chapter of your life! Whether exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 Virtual Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies
• €1,000 ZeroFX for foreign payments
• Install eSIM and use the bunq app globally even without a data package
• Save on products and services with bunq Deals
• Pocket money: stress-free, automated allowance for your child
• Empower your child to save with smart saving features
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• Save on products and services with bunq Deals
• Woocommerce integration
• Integration with 50+ bookkeeping tools



bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 Physical Card included
• Personalize your Physical Card to make it uniquely yours
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 Physical Cards and 25 Virtual Cards included
• Personalize Physical Cards to make them uniquely yours
• Personalized budgeting insights and payment sorter
• 5 Free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% Discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee Cards (debit or credit) and Tap to Pay access
• 250 free transactions/year
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 Free foreign currency payments/month
• Double bunq Points for even better rewards
• 8GB worldwide data
• Plant a tree for every €100 spent
• 50% Discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
16 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,4
31,8K reviews
Danijel Šaula
03 October 2025
If I could give zero stars I would. After sending many documents for address verification, their incompetence has still not been able to do the verification, and are still asking for additional documents. And now when I try to close the account I'm unable to do it due to "server error". The whole thing is managed either by incompetent people or a stupid automated system.
2 people found this review helpful
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bunq
05 October 2025
Hi there 👋 Thank you for taking the time to report this. It's our priority to provide a hassle-free experience and and we're always disappointed to hear when we fall short. Please reach out via the in-app Support Center or at support@bunq.com with more details, so we can take a closer look and find a fix as soon as possible ⚒️
Manu
11 October 2025
very easy to create an account. very easy to order a card . and then I had to pay a monthly fee to keep the account, only used the card once, and surprise surprise, after only to weeks they closed my account with no explanations at all . STAY AWAY edit... if by unusual activities you refer to receiving transfers and making transfers, I thought that was the purpose of a bank account..... again, if transfers are against your policies, then why else would anyone need this banking app?
4 people found this review helpful
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bunq
25 September 2025
Hey 👋 To keep you and all our users safe, we closely monitor unusual activity on accounts. If we detect anything that goes against our Terms and Conditions, we act quickly to secure your account and protect your data. More info at: https://together.bunq.com/d/26054. If these don't apply, contact support@bunq.com for help. We're here to assist 🙌
A Google user
01 August 2019
The application to open the account was fast and very convenient. But to get the card costs 10 euro shipping, and it doesn't say it anywhere until I reached the final step - the option to get it for free is to send messages to 5 friends and I can't do that (no one likes to get advertisements in Germany..). Anyway, I'm very disappointed because if it starts like this, I'm not sure if I want to trust them as a main bank account (which I'll need in the next few months). I'm giving up.
110 people found this review helpful
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bunq
30 January 2024
We are really upset that you are dissatisfied with the app. Please tell us what can be improved to change your opinion?

What's new

Here's what's new:

Resolved USD payment issues when sending to US recipients via Wise
Fixed broken payment links—Finn now directs you to the correct information