4,7
1,51M reviews
10M+
Downloads
Content rating
USK: All ages
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About this app

Products available depend on where you live. Check wise.com, or download the app, to see what’s available for you.

Make your money work worldwide, for less. 160 countries. 40 currencies.

Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.

Join 16+ million people and businesses worldwide.

— International money transfers —
• Send money to 70+ countries, fast
• Get the real mid-market exchange rate, like on Google, for every money transfer
• Over 52% of transfers are instant, arriving in under 20 seconds
• Secure your transfers with two-factor authentication, encryption and biometrics

— The debit card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now
• Capital at risk, growth not guaranteed

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Updated on
20 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,7
1,5M reviews
Siobhan H
07 October 2025
edit: for some reason they limit the exchange rate and alerts to your location's currency, which makes no sense. had to remove a star for this weird choice. It's fast and the fees are much better than bank transfer (even within the same bank). It has saved me thousands of HK dollars at this point, easy. They even show you competitor prices but I've found the list to be wrong, and I've tried many alternatives - Wise still ends up being the cheapest.
22 people found this review helpful
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John Nelson
11 October 2025
This app is great except for one huge issue: If you transfer money then come back a few days later to do another transfer (as I tried to today), it will not go through. Why? Because Wise is "Waiting for payments to settle". Yet my bank shows a completed Wise transaction three days ago, and the account I transfer from still has more than enough in it for the transfer I tried to do today. This has happened several times now. I guess I need to find an alternative to avoid this aggravation. 3.5
3 people found this review helpful
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Wise Payments Ltd.
16 October 2025
Hi John. If you verified your bank account with microdeposits, then it may take longer to process your payment. To try to speed this up, you can try reconnecting your bank account using instant account verification with your banking username/password. Contact us here: https://wi.se/help or DM us on Facebook or Instagram. We're here to help. - Wise
Dave Hall
09 October 2025
You would be wise to stay away from wise! They word things that mislead you, when opening an account they ask you for a £45 deposit into your account. What they don't tell you is they take it for themselves straight away and call it "For your account details", so basically I've gave them £45 to open the account along with all my ID. Then I wanted to verify this account with another DD app and needed to send a 1p transaction from UK to UK account cost me 61p. Daylight robbery !!!!!
21 people found this review helpful
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Wise Payments Ltd.
14 October 2025
Hi there. It sounds like you've registered a business account. We have a 45 GBP fee to set up your account with international bank details. We're transparent about our fees and you can always check them in our website and Help Center: https://wi.se/help. We'd be happy to take a closer look and advise. Please contact us using the Help Center. -Wise

What's new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!