VR Banking - einfach sicher

4.7
191K reviews
5M+
Downloads
Content rating
USK: All ages
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About this app

The new VR banking app is here. Thanks to the new intuitive design and extensive functions, all important banking transactions can now be carried out even easier, faster and, as usual, safely.

THE APP AT A GLANCE:
- all accounts at a glance
- Banking conveniently with your smartphone
- Wero (includes Kwitt)
- Mailbox - the bank's account statements and messages are always at hand
- Brokerage – always keep an eye on your own portfolios and the markets
- Photo transfer

Account overview
With the VR Banking app, you can quickly see an overview of all accounts and therefore always be informed about account balances and sales.

Banking – conveniently with your smartphone
Make a transfer while on the go, create, change or delete a standing order? Uncomplicated and easy with the VR banking app.

PO box – always with you
The latest account statements or messages from the advisor, all available directly in the app via your mailbox. Communication takes place securely and encrypted in the background.

Depot and brokerage
Always informed: direct access to the securities portfolio and important stock market information.
Always ready: quick intervention when action is required through the brokerage function.

Our banking app is TÜV tested and safe.
Updated on
Sep 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
185K reviews
Kevin Fitzpatrick
January 31, 2025
Coming from UK banking the VR app or Volksbank Isn't for banking. The amount of times I've stood at the till not being able to pay as there was some error with the app. I just use my UK bank account in Germany. It's a pain but at least then I know I'll be able to pay when it comes to it. If it weren't for the German bureaucracy things like this wouldn't be so hard to achieve.
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Atruvia AG
January 31, 2025
Hello, we're sorry to hear that you had a bad experience with our app. Your feedback is important to us and has been noted. Our team is constantly working to improve the performance of our app. Greetings from your VR App Team
Marvin Mer
January 13, 2024
Despite of its importance and being connected to all kinds of personally identifying fallback methods, you may eventually typo your password one too many times and be locked out for the entire weekend without warning. Their service hotline isn't available on weekends either. Wouldn't be half as much of a hassle if they weren't closing down all their ATMs. My partner is having a lot of trouble with their support, or lack thereof, as well. Features aren't made available as easily as they could be.
8 people found this review helpful
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Atruvia AG
February 2, 2024
Hello Marvin Mer, we're sorry to hear that you had a bad experience with our app. Your feedback is important to us and has been noted. Our team is constantly working to improve the performance of our app. Greetings from your VR Banking App Team
Stephen Winter
June 15, 2024
Used to be with Volksbank years ago, but the app was clunky, slow and you had TAN nonsense to deal with. Since then, wow. So much better. Biometrics for login, authenticator app for transactions, hell it even adds up your minuses - no more maths to work out how much you have! (I'm not German clearly, I'm from the UK so I'm used to instant transactions and immediate banking updates - I'm just quite excited to see Germany reach 2009 technology. Instant free payment transfers won't be long now!)
27 people found this review helpful
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Atruvia AG
June 20, 2024
Thank you! We’re so happy you’re enjoying our app. Greetings from the VR App Team

What’s new

Es hat sich hinter den Kulissen wieder viel getan um Ihre VR Banking App zu optimieren.